The rails beneath modern money.
LONDON RAILS gives platforms and fintechs regulated GBP and EUR accounts, payments and verification — through a single integration.
LONDON RAILS LTD. is not yet operational and is applying for authorisation from the Financial Conduct Authority. Services shown describe intended future offerings and will launch once licensed.
Everything you need to move money.
One integration, two currencies, and the verification layers that keep every payment safe and accountable.
Banking as a Service
A complete, regulated banking stack — accounts, payments and compliance — delivered through one API so you can launch in weeks, not years.
vIBANs
Dedicated virtual IBANs issued on demand, giving every customer a unique account number for instant, automatic reconciliation.
GBP Accounts
UK account details with native access to Faster Payments for instant domestic settlement, and SWIFT for international reach.
EUR Accounts
Eurozone IBANs with SEPA Credit Transfer and SEPA Instant across the single euro payments area, plus SWIFT for global payments.
VoP
Verification of Payee — the European name-check that confirms account details before a transfer leaves your customer's account.
CoP
Confirmation of Payee — the UK standard that verifies the recipient's name to prevent misdirected and fraudulent payments.
Regulated rails, ready to build on.
We hold the licences, the scheme memberships and the compliance — so you don't have to. You ship product; the rails are already there.
Talk to usLet's build your banking on rails.
Tell us what you're building and we'll show you how fast it can run on London Rails.
Talk to us