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Terms & Conditions

Last updated: 21 September 2026
Important. London Rails Ltd. is not currently operational and is in the process of seeking authorisation from the Financial Conduct Authority (FCA). This website is provided for general information only. It does not constitute a financial promotion, an offer, or an invitation to acquire any product or service, and no regulated activity is being carried on. These Terms are a template and should be reviewed by a qualified legal adviser before the business begins trading.

1.About these Terms

These Terms and Conditions ("Terms") govern your access to and use of the website located at londonrails.com and any of its subdomains (the "Website"). By accessing or using the Website, you confirm that you accept these Terms and agree to comply with them. If you do not agree, you must not use the Website.

2.Who we are

The Website is operated by London Rails Ltd. ("London Rails", "we", "us" or "our"), a company registered in England and Wales under company number 17382662, with its registered office at 124 City Road, London, United Kingdom, EC1V 2NX. You can contact us at hello@londonrails.com.

3.Regulatory status

London Rails is not currently authorised or regulated by the Financial Conduct Authority (FCA) or the Prudential Regulation Authority (PRA), and is not currently operational. We are in the process of applying for the relevant authorisations and/or registrations.

Until such authorisation is granted, we do not provide, and nothing on this Website constitutes the provision of, any regulated activity, payment service, electronic money service, banking service, or financial product. Any description of accounts, payments, virtual IBANs, verification or other services on this Website is a general overview of services we intend to offer in the future. Such services will only become available once the relevant licence or registration has been granted, and may be subject to change.

4.No financial promotion or advice

Content on this Website is provided for general information only and does not constitute financial, investment, legal, tax or other professional advice. It is not a financial promotion within the meaning of section 21 of the Financial Services and Markets Act 2000 (FSMA), and it is not an offer or solicitation to buy or sell any product or service. You should not rely on any content on the Website as the basis for any decision, and you should obtain independent professional advice where appropriate.

5.Permitted use of the Website

You may use the Website only for lawful purposes. You agree that you will not:

  • use the Website in any way that breaches any applicable local, national or international law or regulation;
  • use the Website in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
  • attempt to gain unauthorised access to the Website, the server on which it is stored, or any server, computer or database connected to it;
  • introduce any viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful;
  • reproduce, duplicate, copy, scrape or re-sell any part of the Website except as expressly permitted by these Terms.

6.Intellectual property

All intellectual property rights in the Website and in the material published on it (including text, graphics, logos, the London Rails name and roundel mark, and design) are owned by us or our licensors. These works are protected by copyright and other laws and treaties around the world. You may print off one copy, and may download extracts, of any page from the Website for your personal reference. You must not use any part of the content on the Website for commercial purposes without obtaining a licence from us.

7.Information on the Website

While we make reasonable efforts to keep the information on the Website up to date, we make no representations, warranties or guarantees, whether express or implied, that the content is accurate, complete or current. Information may describe future intended services that are not yet available and that may change.

8.Links to other sites

Where the Website contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.

9.Our liability

Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under English law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms that may apply to the Website or any content on it, whether express or implied. We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, arising under or in connection with use of, or inability to use, the Website, or use of or reliance on any content displayed on the Website.

10.Data protection

We process personal data in accordance with our Privacy Policy, which forms part of these Terms. Please read it to understand how we collect and use your information.

11.Changes to these Terms

We may revise these Terms at any time by amending this page. Please check this page from time to time to take notice of any changes, as they are binding on you. The date at the top of this page indicates when these Terms were last updated.

12.Governing law and jurisdiction

These Terms, their subject matter and their formation are governed by the laws of England and Wales. You and we both agree that the courts of England and Wales will have exclusive jurisdiction, except that if you are a consumer resident elsewhere in the United Kingdom you may also bring proceedings in your home jurisdiction.

13.Contact us

If you have any questions about these Terms, please contact us at hello@londonrails.com or, for compliance matters, compliance@londonrails.com.

London Rails Ltd. · Registered in England and Wales · Company number 17382662 · Registered office 124 City Road, London, United Kingdom, EC1V 2NX.

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LONDON RAILS LTD. is not currently operational and is in the process of obtaining authorisation from the Financial Conduct Authority (FCA). All content and services described on this website are provided strictly as a general overview of intended future services, and will only become available once the relevant licence has been granted.

© 2026 LONDON RAILS LTD. is registered in England and Wales. Company registration number: 17382662.
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